body, p {
	font-family: Verdana, Arial, sans-serif;
	font-size: 11px;
	font-weight: normal;
	margin: 0px;
	padding: 0px;
}

.img {
	border: 5px solid #CBCBCB;
}

a:link {
	color: #4F7BBE;
}

a:visited {
	color: #4F7BBE;
}

a:hover {
	color: #000000;
}

p {
	margin: 0 0 .9em 0;
}

hr {
	background-color: #cccccc;
	border: 0px none;
	color: #cccccc;
	height: 1px;
}

table {
	font-size: 11px;
	font-family: Verdana, Arial, sans-serif;
}

h1 {
 	color: #0F459F;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 24px;
	font-weight: bold;
	text-align: left;
	letter-spacing: -1px;
	border-bottom: 1px solid #cccccc;
	padding-bottom: 8px;
	margin-bottom: 10px;
}

h2	{
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #4F7BBE;
	font-weight: bold;
}

h4	{
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #000000;
	font-weight: bold;
}

#body {
	padding: 25px 12px 35px 35px;;
}

#divtitle {
	top: 105px;
}



#divfooter a:link {
	color: #FFFFFF;
}

#divfooter a:visited {
	color: #FFFFFF;
}

#divfooter a:hover {
	color: #CBCBCB;
}

/* content - home */
.homecontent {
	background: #EEEEEE;
	padding: 15px 20px;
	border-bottom: 2px solid #ffffff;
}

/* content */
input.white {
	background-color: #ffffff; 
	font-weight: bold; 
	font-size: 12px; 
	color: black;
}

.subtitle {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-weight: bold;
	text-decoration: underline;
	color: #234895;
	padding-bottom: 5px;
}

.pad {
padding-top: 10px;
padding-bottom: 10px;
padding-left: 15px;
padding-right: 10px;
}

.disclaimer {
	width: 550px;
	font-size: 9px;
}